Are you PTA activities adequately
insured?
PTAs should not hold events without
adequate insurance. The PTA-UK subscription-linked insurance
package has been tailored to cover the essential insurance needs of
PTAs and fully meets local authority requirements. Membership of
PTA-UK gives you and your committee colleagues peace of mind with
£10 million public liability cover which includes inflatables,
firework events, pony rides and catering at PTA events.
The following claims settled or
handled through PTA-UK subscription linked insurance illustrate the
need for insurance:-
-
£12,143 paid to a pupil who fell
and broke her collar bone having tripped because of a hole left by
a marquee erected for a summer fete
-
£500 paid to the owner of a
vehicle damaged by a firework from a PTA display
-
£850 payment made to a school to
repair the damage caused when oil and diesel from a fair ride at a
PTA event spilled onto tarmac in a school playground
-
a child injured whilst on a
bouncy castle, the claim is currently still being investigated but
it is possible there will be a payment made of £11,000 (based on
previous claims)
Public liability
Public liability cover protects the
association, its officers and members against their legal liability
for injury or death to any third party and / or damage to
property as a result of negligence. The indemnity limit is £10
million for any one incident. The cover within this section of
PTA-UK subscription linked policy is specifically designed for PTAs
and is therefore much more comprehensive than a standard policy for
charities / voluntary groups. The insurance cover applies to PTA
events that your association runs, anywhere in the world.
Listed below are some of the most
common activities that PTAs offer, which are covered by PTA-UK
subscription linked insurance policy (some conditions apply to
certain events - see the full insurance Insurance
policy summary document for more detailed information or
contact the PTA-UK Advice Line on 0845 850 5460 / info@ptauk.org.uk