Are your PTA run events insured?
Membership of the PTA-UK automatically provides comprehensive
subscription linked insurance, for PTA activities, wherever they
are held.
Are your PTA run events insured? Membership of PTA-UK
automatically provides comprehensive subscription linked insurance,
for PTA activities, wherever they are held.
PTAs should not hold events without adequate insurance.
The PTA-UK subscription linked insurance package has been tailored
to cover the essential insurance needs of PTAs and fully meets
local authority requirements. Membership of PTA-UK gives you and
your committee colleagues peace of mind with £10 million public
liability cover which includes inflatables, firework events,
pony rides and catering at PTA events.
The following claims settled or handled through PTA-UK
subscription linked insurance illustrate the need for
insurance:-
-
£12,143 paid to a pupil who fell and broke her collar bone
having tripped because of a hole left by a marquee erected for a
summer fete
-
£500 paid to the owner of a vehicle damaged by a firework from a
PTA display
-
£850 payment made to a school to repair the damage caused when
oil and diesel from a fair ride at a PTA event spilled onto tarmac
in a school playground
-
a child injured whilst on a bouncy castle, the claim is
currently still being investigated but it is possible there will be
a payment made of £11,000 (based on previous claims)
Public liability
Public liability cover protects the
association, its officers and members against their legal liability
for injury or death to any third party and / or damage to
property as a result of negligence. The indemnity limit is £10
million for any one incident. The cover within this section of
PTA-UK subscription linked policy is specifically designed for PTAs
and is therefore much more comprehensive than a standard policy for
charities / voluntary groups. The insurance cover applies to PTA
events that your association runs, anywhere in the world.
Listed below are some of the most
common activities that PTAs offer, which are covered by PTA-UK
subscription linked insurance policy (some conditions apply to
certain events - see the full insurance summary document for
more detailed information or contact the PTA-UK Advice Line on
0845 850 5460 / info@pta.org.uk
- using inflatables e.g. bouncy castles
- catering at PTA events
- using marquees
- fun runs
- after school clubs (operated by the PTA)
- pony rides
- fashion shows
- art exhibitions